Credit Risk Analyst

Key responsibilities include:

• Provide practical solutions to all staff of EMEA on how to apply the bank's credit policy and rules in day to day business (100-150 inquiries monthly). Maintain the FAQ knowledge database so that the known questions & answers can be utilised effectively across the bank. Make sure open questions are processed and closed in timely manner and any follow-up action is escalated to the senior level
• Assess in and challenge the design of management framework and reporting processes. Recommending and implementing changes to framework as appropriate.
• Conduct robust root cause analyses across the bank on identified risk events or complaints to recommend improvements regarding the bank's rule, procedure, sprinting IT system and application process. Produce thematic analysis on incidents to propose a new rule/ procedure to the relevant department.
• Manage system change projects
• Ensure that the department has adequate written policies and procedures in place with appropriate governance over responsible areas of the department
• Take ownership for the timely remediation of findings raised in the operation review, first line of defence functions or third line of defence functions and working with Operation Management function of Credit Risk Policy and Operation Supervisory team to ensure that issues are appropriately resolved to prevent reoccurrence.
• Provide training to all levels of risk functions in the bank in the area of bank's Credit Risk Management Framework in close corroboration with relevant departments.
• Work in partnership with enabling functions in the Bank to ensure that controls are adequately identified and monitored.
• Demonstrate commitment and attention to delivering an excellent service from the Policy & Operation Supervisory team