Director Residential & Commercial Real Estate Lending UK

My client is looking for Director of Residential & Commercial Real Estate Lending to lead the origination, structuring, and execution of property loans across the UK, with a focus on deal sizes between £1 million and £30 million. This role is ideal for a candidate with strong market relationships, deep credit expertise, and a hands-on approach to deal-making in the mid-market space.

Key Responsibilities:

Origination & Market Coverage

• Source and originate residential & commercial development, bridging, and investment loans across the UK.
• Maintain and grow a network of brokers, developers, family offices, and other introducers.
• Identify underserved market segments and develop tailored lending solutions.

Credit & Structuring

• Lead credit analysis, financial modelling, and risk assessment for new transactions.
• Structure bespoke lending solutions, including senior, mezzanine, and stretch senior facilities.
• Prepare and present detailed investment papers to the credit committee.

Execution & Portfolio Management

• Manage the full transaction lifecycle from term sheet to drawdown.
• Oversee third-party due diligence (valuations, legal, QS, etc.).
• Monitor ongoing loan performance and proactively manage risks and borrower relationships.

Strategic Input

• Contribute to the fund's lending strategy and deployment targets.
• Provide market intelligence and competitor insights to inform pricing and risk appetite.
• Support the development of new lending products and underwriting frameworks.