VP - Liquidity Risk - Retail Bank

As Vice President - Liquidity Risk Management, you will be a key contributor within the second line of defence, driving the identification, assessment, and oversight of liquidity risk across the bank. This is a high-impact role requiring strong technical expertise, deep familiarity with ILAAP, and proven influencing skills to partner with senior stakeholders across Treasury and Risk.

You will act as a critical friend to the Treasury function - providing robust, constructive challenge and strategic guidance on liquidity frameworks, stress testing, and regulatory submissions.

Key Responsibilities

• Lead the enhancement and governance of the ILAAP, ensuring regulatory compliance and alignment with best-in-class industry practices.
• Identify key liquidity risk drivers and monitor exposures against internal and regulatory metrics (e.g., LCR, NSFR, PRA110, ILST).
• Develop and maintain a comprehensive liquidity risk framework, including limits, models, stress testing scenarios, and early warning indicators.
• Provide critical challenge to Treasury strategies for managing liquidity, including cash reserve optimisation, funding facilities, and asset-liability matching.
• Monitor and report on daily liquidity positions, highlighting key trends and potential risks to senior management and regulatory bodies.
• Lead and support the development of contingency funding plans and responses to liquidity shortfalls or market disruptions.
• Own and oversee the definition, calibration, and monitoring of liquidity risk limits in line with risk appetite.
• Represent the Risk function in regulatory reviews and internal audits, clearly articulating methodology, governance, and controls.
• Influence key stakeholders across Treasury, Finance, and Risk functions; acting as a trusted advisor.